ARTICLES Following is a selection of articles which you may find of interest and value, intended to provide information, analysis and/or opinions on important and relevant subjects. These articles are my own opinion and should not be considered legal advice. While they reflect my experience, they may not be applicable to those living in places other than California. They also may not apply to your particular circumstances. As always, you should consult with an insurance agent before taking any action based on anything you read, either on the internet or in print. Definition of Insurance A brief explanation of what insurance is. Why Insurance? The purpose of insurance and reasoning behind it. Homeowner's Notice Important information about your insurance coverage.